When it comes to finding the cheapest auto insurance companies, there are many factors to consider. 

Some of the most important factors that can affect your insurance rates include your location, age, driving record, and the type of car you drive. 

GEICO USAA (available to military personnel and their families) State Farm Nationwide Progressive Allstate Liberty Mutual Farmers Travelers Esurance (owned by Allstate), Insurance Guide, Insuranceguid.com


Here are some details about the five companies listed above:

  1. GEICO
  2. USAA (available to military personnel and their families)
  3. State Farm
  4. Nationwide
  5. Progressive
  6. Allstate
  7. Liberty Mutual
  8. Farmers
  9. Travelers
  10. Esurance (owned by Allstate)

1.GEICO: 
GEICO is well known for its competitive rates on car insurance. They primarily sell their policies online and over the phone, which allows them to save on overhead costs and pass the savings on to customers. GEICO offers a variety of discounts, including safe driver discounts, good student discounts, and military discounts. They also offer coverage options like liability, collision, and comprehensive coverage.

2.USAA: 

USAA is a membership-based insurance company that is available to military personnel and their families. They are known for providing excellent customer service and offering competitive rates to their members. They offer a range of coverage options, including liability, collision, and comprehensive coverage. USAA also offers discounts for safe drivers, good students, and military personnel.

3.State Farm: 
State Farm is a popular insurance company with a nationwide network of agents. They offer a range of coverage options, including liability, collision, and comprehensive coverage. They also offer discounts for safe drivers, good students, and customers who bundle multiple policies. Additionally, State Farm has a good reputation for customer service and offers a user-friendly mobile app for managing policies and filing claims.

4.Nationwide: 

Nationwide offers a variety of coverage options, including liability, collision, and comprehensive coverage. They also offer discounts for safe drivers, good students, and customers who bundle multiple policies. Nationwide offers vanishing deductibles, which means that your deductible will decrease for every year that you go without an accident. They also offer accident forgiveness, which can help prevent your rates from increasing after an accident.

5.Progressive: 

Progressive offers competitive rates and a variety of discounts, including safe driver discounts, bundling discounts, and discounts for paying your premium in full. They also offer usage-based insurance, which uses a device to track your driving habits and adjust your rates accordingly. Progressive offers a range of coverage options, including liability, collision, and comprehensive coverage.

6.Allstate: 

Allstate is a well-known insurance company that offers a range of coverage options, including liability, collision, and comprehensive coverage. They offer discounts for safe drivers, good students, and customers who bundle multiple policies. Allstate also offers a range of tools and resources to help customers manage their policies and file claims, including a user-friendly mobile app.

7.Liberty Mutual: 

Liberty Mutual offers a variety of coverage options, including liability, collision, and comprehensive coverage. They offer discounts for safe drivers, good students, and customers who bundle multiple policies. Liberty Mutual also offers some unique features like new car replacement, which replaces your car with a brand new car if it is totaled within the first year of ownership.

8.Farmers:

Farmers offers a variety of coverage options, including liability, collision, and comprehensive coverage. They offer discounts for safe drivers, good students, and customers who bundle multiple policies. Farmers also offers accident forgiveness and a mobile app that allows customers to manage their policies and file claims.

9.Esurance: 

Esurance is owned by Allstate and offers a range of coverage options, including liability, collision, and comprehensive coverage. They offer discounts for safe drivers, good students, and customers who bundle multiple policies. Esurance also offers some unique features like a mobile app that allows customers to file claims and track repairs in real-time.

10.Travelers:

Travelers offers a range of coverage options, including liability, collision, and comprehensive coverage. They offer discounts for safe drivers, good students, and customers who bundle multiple policies. Travelers also offers a range of tools and resources to help customers manage their policies and file claims, including a user-friendly mobile app.

It's important to note that the cheapest insurance company for you will depend on your individual circumstances, such as your age, driving record, and location. To find the best deal, it's important to shop around and compare quotes from multiple insurance providers. 
You can also work with an independent insurance agent who can help you compare rates and find the best policy for your needs.